@Article{Hong-RiosRull-JME-2007,
  author={Hong, Jay H. and R\'{\i}os-Rull, Jos\'e-V\'{\i}ctor},
  title={Social security, life insurance and annuities for families},
  journal={Journal of Monetary Economics},
  year=2007,
  volume={54},
  number={1},
  pages={118-140},
  month={January},
  url={http://www.sciencedirect.com/science/article/B6VBW-4MM7TFX-1/2/1fd28d13d00b380f1789ad7451db5404}
}